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3 bdrm/2 bath | MANSFIELD



Tioga View Apartments in Mansfield Village, Mansfield, is a premier housing development that offers residents a modern and comfortable living experience. Situated in a peaceful and scenic neighborhood, these apartments are surrounded by lush greenery and breathtaking views. The beautifully designed buildings feature a range of spacious and luxurious apartments, catering to the diverse needs of residents.

One of the standout features of Tioga View Apartments is the attention to detail and high-quality finishes found throughout each unit. From the moment you step inside, you will be greeted with stylish interiors, modern fixtures, and premium materials that create an inviting ambiance. The apartments are thoughtfully designed to maximize space and functionality, with open-concept layouts and ample storage options. Whether you are a young professional, a growing family, or a retiree, there is a size and layout perfect for you.

In addition to the exquisite interiors, Tioga View Apartments offers a variety of amenities to enhance the living experience. Residents can enjoy access to a fitness center, where they can maintain their health and wellness. The beautifully landscaped grounds provide ample outdoor space for relaxation and recreation, with walking paths, picnic areas, and even a playground for children. The community is also pet-friendly, with designated areas for furry friends to roam and play.

Moreover, Tioga View Apartments boasts a convenient location that puts residents within easy reach of dining, shopping, and entertainment options. Just a short drive away, you will find an array of restaurants, cafes, and boutiques to explore. For nature enthusiasts, Mansfield is surrounded by stunning parks, hiking trails, and picturesque lakes, where you can immerse yourself in the beauty of the great outdoors.

Overall, Tioga View Apartments at Mansfield Village is a top choice for those seeking a luxurious and comfortable living space. With its impeccable design, high-quality finishes, and a range of amenities, this housing development provides a perfect blend of style, convenience, and tranquility....
A Mansfield Village
Phone: 585-324-0540
Units: 51

3 bdrm/2 bath | Painted Post



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
40 Creekside Dr
Phone: (607)937-5361
Units: 76

4 bdrm/2 bath | Elmira



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
801 E Water St
Phone: 607-732-3853
Units: 212

Investopedia

What Is a Real Estate Agent?

Real estate agents are licensed professionals who arrange real estate transactions, putting buyers and sellers together and acting as their representatives in negotiations. Real estate agents usually are compensated completely by a commission—a percentage of the property's purchase price, so their income depends on their ability to get a deal closed.

3 bdrm/2 bath | ELMIRA



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
101 Harmon Street
Phone: 484-708-5100
Units: 128

1 bdrm/1 bath | ELMIRA HEIGHTS



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
399 E 14TH ST
Phone: (216) 439-3800
Units: 181

1 bdrm/1 bath | ADDISON



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
43 WILLIAM ST.
Phone: 617-574-1100 ext. 717
Units: 48

2 bdrm/2 bath | CORNING



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
101 COLUMBIA ST
Phone: 607-962-3148
Units: 110

1 bdrm/1 bath | TROY



Our 2025 Home Buying & Renovation Guide helps you quickly connect with trusted local pros for your next home purchase or renovation. Easily find experienced real estate agents, mortgage lenders, and inspectors who simplify the buying process, negotiate the best deals, and ensure peace of mind. Compare upfront quotes from reliable, Google-Screened movers, plumbers, roofers, HVAC specialists, electricians, and general contractors—all reviewed by local homeowners. Planning a major renovation or small upgrade? Explore skilled kitchen remodelers, landscape designers, solar panel installers, and smart-home integrators who can boost your home's value and comfort. With helpful homeowner tips, verified customer reviews, and direct appointment scheduling, our directory takes the guesswork out of hiring. Spend less time searching and more time enjoying your home, whether you're preparing to sell, upgrading your current property, or settling into a new place. Find top-rated, local experts quickly, easily, and stress-free—right in your neighborhood....
261 REDDINGTON AVE
Phone: (717) 638-2151
Units: 40

3 bed/2 bath | Single Family Dwelling | Mansfield

Bedrooms: 3 - Bathrooms: 2
7397 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Mansfield

Bedrooms: 3 - Bathrooms: 2
10454 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Mansfield

Bedrooms: 3 - Bathrooms: 2
70.2 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

What Is a Real Estate Agent?

Real estate agents are licensed professionals who arrange real estate transactions, putting buyers and sellers together and acting as their representatives in negotiations. Real estate agents usually are compensated completely by a commission—a percentage of the property's purchase price, so their income depends on their ability to get a deal closed.

5 bed/2 bath | Single Family Dwelling | Mansfield

Bedrooms: 5 - Bathrooms: 2
1.33 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/1 bath | Single Family Dwelling | Mansfield

Bedrooms: 3 - Bathrooms: 1
2613 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/3 bath | Single Family Dwelling | Mansfield

Bedrooms: 3 - Bathrooms: 3
4.01 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2.5 bath | Single Family Dwelling | Covington

Bedrooms: 3 - Bathrooms: 2.5
1 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/2 bath | Single Family Dwelling | Covington

Bedrooms: 4 - Bathrooms: 2
0.53 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

1 bed/1 bath | Single Family Dwelling | Tioga

Bedrooms: 1 - Bathrooms: 1
2.08 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

How a Real Estate Agent Works

Buying a home is still considered a key aspect of the American dream. As a first-time buyer, you have access to state programs, tax breaks, and federally backed loans if you don't have the usual minimum down payment—ideally 20% of the purchase price for a conventional loan—or you're a member of a certain group (see the Important callout, below). And you may qualify as a first-time buyer even if you're not a novice.

3 bed/2 bath | Single Family Dwelling | Tioga

Bedrooms: 3 - Bathrooms: 2
4.62 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/1.5 bath | Single Family Dwelling | Tioga

Bedrooms: 4 - Bathrooms: 1.5
26 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/2 bath | Single Family Dwelling | Blossburg

Bedrooms: 4 - Bathrooms: 2
2237 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

Real Estate Agents' Compensation

Traditionally, an agent is paid a commission that is a percentage of the property’s sale price. The more the house sells for, the more money an agent makes. However, with online listings allowing consumers to do much of the shopping on their own without help from an agent, the traditional payment structure is changing.

Some brokerages charge a lower commission for more expensive houses, and some handle the entire transaction for a flat fee that’s much less than a regular commission. Other companies offer a fee-for-service pricing structure that lets sellers pay only for certain parts of the sale process, such as adding the property to a multiple listing service (MLS).

3 bed/1 bath | Single Family Dwelling | Lawrenceville

Bedrooms: 3 - Bathrooms: 1
16625 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Lawrenceville

Bedrooms: 3 - Bathrooms: 2
2.23 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3 bath | Single Family Dwelling | Middlebury Center

Bedrooms: 4 - Bathrooms: 3
4.3 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

Real Estate Agent vs Realtor

A realtor is a member of the National Association of REALTORS® (NAR), a trade association. Both agents and brokers can be realtors, along with property managers, appraisers, and other real estate industry professionals. Realtors are expected to be experts in their field and must follow the NAR's code of ethics, which requires agents to uphold specific duties to clients and customers, to the public, and to other realtors. In addition to NAR, realtors must belong to a state or local real estate association or board.

All realtors are real estate agents or brokers (or something related), but not all agents or brokers are realtors, in other words. As of June 2020, the organization reported that it had 1.4 million members. Roughly 2/3's of members held real estate agent's licenses.

4 bed/3 bath | Single Family Dwelling | Wellsboro

Bedrooms: 4 - Bathrooms: 3
26.29 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2 bath | Single Family Dwelling | Wellsboro

Bedrooms: 2 - Bathrooms: 2
14375 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/4.5 bath | Single Family Dwelling | Wellsboro

Bedrooms: 3 - Bathrooms: 4.5
1.38 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

1 bed/2 bath | Single Family Dwelling | Wellsboro

Bedrooms: 1 - Bathrooms: 2
7260 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

What Is For Sale By Owner (FSBO)?

For sale by owner or FSBO is a term that refers to a specific method of selling a property. In an FSBO listing, the owner sells the property without the use of an agent or a broker. Sellers typically choose to sell their home on their own to avoid paying the real estate agent the commission for the transaction.

3 bed/1 bath | Single Family Dwelling | Columbia Cross Roads

Bedrooms: 3 - Bathrooms: 1
15.74 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Canton

Bedrooms: 3 - Bathrooms: 2
13000 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Canton

Bedrooms: 3 - Bathrooms: 2
12.93 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

6 bed/4 bath | Single Family Dwelling | Canton

Bedrooms: 6 - Bathrooms: 4
18 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/1 bath | Single Family Dwelling | Troy

Bedrooms: 3 - Bathrooms: 1
10018 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

5 bed/4 bath | Single Family Dwelling | Pine City

Bedrooms: 5 - Bathrooms: 4
0.98 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Pine City

Bedrooms: 3 - Bathrooms: 2
2.5 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/1 bath | Single Family Dwelling | Corning

Bedrooms: 3 - Bathrooms: 1
7500 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

5 bed/2 bath | Single Family Dwelling | Corning

Bedrooms: 5 - Bathrooms: 2
6098 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/1 bath | Single Family Dwelling | Corning

Bedrooms: 3 - Bathrooms: 1
4791 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/1 bath | Single Family Dwelling | Corning

Bedrooms: 4 - Bathrooms: 1
5280 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Corning

Bedrooms: 3 - Bathrooms: 2
Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/3 bath | Single Family Dwelling | Corning

Bedrooms: 2 - Bathrooms: 3
Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Corning

Bedrooms: 3 - Bathrooms: 2
Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2.5 bath | Single Family Dwelling | Morris

Bedrooms: 2 - Bathrooms: 2.5
2400 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/1 bath | Single Family Dwelling | Morris

Bedrooms: 2 - Bathrooms: 1
114.4 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/3 bath | Single Family Dwelling | Westfield

Bedrooms: 3 - Bathrooms: 3
1.26 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Westfield

Bedrooms: 3 - Bathrooms: 2
0.76 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

5 bed/3 bath | Single Family Dwelling | Westfield

Bedrooms: 5 - Bathrooms: 3
2897 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

5 bed/2 bath | Single Family Dwelling | Addison

Bedrooms: 5 - Bathrooms: 2
Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Addison

Bedrooms: 3 - Bathrooms: 2
1 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/2 bath | Single Family Dwelling | Addison

Bedrooms: 4 - Bathrooms: 2
0.57 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Addison

Bedrooms: 3 - Bathrooms: 2
13.47 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.