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1 bdrm/1 bath | ORMOND BEACH



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
140 Lincoln Ave
Phone: 904-441-0734
Units: 26

1 bdrm/1 bath | DAYTONA BEACH



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
956 DERBYSHIRE RD
Phone: (614) 451-2151
Units: 63

1 bdrm/1 bath | DAYTONA BEACH



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
401 N RIDGEWOOD AVE
Phone: 386.253.2828
Units: 64

Investopedia

What Is a Real Estate Agent?

Real estate agents are licensed professionals who arrange real estate transactions, putting buyers and sellers together and acting as their representatives in negotiations. Real estate agents usually are compensated completely by a commission—a percentage of the property's purchase price, so their income depends on their ability to get a deal closed.

1 bdrm/1 bath | SOUTH DAYTONA BEACH



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
2006 S Palmetto Avenue
Phone: 805495-8400
Units: 40

1 bdrm/1 bath | DELAND



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
101 N Amelia Ave
Phone: (386) 734-2299
Units: 198

1 bdrm/1 bath | Port Orange



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
4792 S Ridgewood Ave
Phone: 386-767-2556
Units: 72

1 bdrm/1 bath | DELAND



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
740 NORTH WOODLAND BLVD.
Phone: 386-736-2500
Units: 150

1 bdrm/1 bath | DELTONA



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
2101 Capri Circle
Phone: 407-294-0123
Units: 15

3 bdrm/2 bath | HASTINGS



Recently updated apartment unit featuring complete interior renovation and professionally managed restoration. Property includes flooring and wall surface repairs, modernized fixtures, and functional layout remodeling. All recent restoration work was performed following standard protocols and includes documentation.

The unit benefits from structural and cosmetic repairs, with targeted renovation across kitchen, bathroom, and living areas. Finishes reflect current materials following a multi-phase remodel process. Utility systems and common areas have undergone routine maintenance, selective repair, and scheduled restoration.

Apartment is located in a well-maintained building where prior remodeling and repair work was completed under licensed supervision. Ideal for residents seeking a fully serviced space with recent renovation history and minimal deferred maintenance. Full documentation of restoration and repair work is available upon request....
805 MERKERSON ST
Phone: 904-388-2225
Units: 20

3 bed/2 bath | Mobile Home | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
4.77 Acres Mobile Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | House | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
0.3 Acres House
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
10395 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

What Is a Real Estate Agent?

Real estate agents are licensed professionals who arrange real estate transactions, putting buyers and sellers together and acting as their representatives in negotiations. Real estate agents usually are compensated completely by a commission—a percentage of the property's purchase price, so their income depends on their ability to get a deal closed.

5 bed/4 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 5 - Bathrooms: 4
11761 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
8875 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
6321 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
5793 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3.5 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 3.5
3529 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
0.75 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

How a Real Estate Agent Works

Buying a home is still considered a key aspect of the American dream. As a first-time buyer, you have access to state programs, tax breaks, and federally backed loans if you don't have the usual minimum down payment—ideally 20% of the purchase price for a conventional loan—or you're a member of a certain group (see the Important callout, below). And you may qualify as a first-time buyer even if you're not a novice.

4 bed/3 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 3
0.91 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 2 - Bathrooms: 2
1423 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/4 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 4
Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

Real Estate Agents' Compensation

Traditionally, an agent is paid a commission that is a percentage of the property’s sale price. The more the house sells for, the more money an agent makes. However, with online listings allowing consumers to do much of the shopping on their own without help from an agent, the traditional payment structure is changing.

Some brokerages charge a lower commission for more expensive houses, and some handle the entire transaction for a flat fee that’s much less than a regular commission. Other companies offer a fee-for-service pricing structure that lets sellers pay only for certain parts of the sale process, such as adding the property to a multiple listing service (MLS).

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
10934 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
9600 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
0.33 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

Real Estate Agent vs Realtor

A realtor is a member of the National Association of REALTORS® (NAR), a trade association. Both agents and brokers can be realtors, along with property managers, appraisers, and other real estate industry professionals. Realtors are expected to be experts in their field and must follow the NAR's code of ethics, which requires agents to uphold specific duties to clients and customers, to the public, and to other realtors. In addition to NAR, realtors must belong to a state or local real estate association or board.

All realtors are real estate agents or brokers (or something related), but not all agents or brokers are realtors, in other words. As of June 2020, the organization reported that it had 1.4 million members. Roughly 2/3's of members held real estate agent's licenses.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 3
Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
1653 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
7501 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

What Is For Sale By Owner (FSBO)?

For sale by owner or FSBO is a term that refers to a specific method of selling a property. In an FSBO listing, the owner sells the property without the use of an agent or a broker. Sellers typically choose to sell their home on their own to avoid paying the real estate agent the commission for the transaction.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
2240 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/3 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 3
0.33 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/5 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 5
Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 3
20 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

11 bed/11 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 11 - Bathrooms: 11
1.53 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/5 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 5
5 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/4 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 4
Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 4 - Bathrooms: 3
0.62 Acres Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
2127 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
2183 Sq. ft Single Family Home
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
6550 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
4800 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/3 bath | Condo | Ormond Beach

Bedrooms: 2 - Bathrooms: 3
1604 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

1 bed/ bath | Condo | Ormond Beach

Bedrooms: 1 - Bathrooms:
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2 bath | Condo | Ormond Beach

Bedrooms: 2 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/3 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 3
940 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
4800 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/3 bath | Condo | Ormond Beach

Bedrooms: 2 - Bathrooms: 3
1250 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2.5 bath | Condo | Ormond Beach

Bedrooms: 2 - Bathrooms: 2.5
1339 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2 bath | Condo | Ormond Beach

Bedrooms: 2 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
5201 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

1 bed/2 bath | Condo | Ormond Beach

Bedrooms: 1 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
5240 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
5240 Sq. ft Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Condo | Ormond Beach

Bedrooms: 3 - Bathrooms: 2
Condo
Realor law, zoning law, and closing costs are important for home buyers to understand. An attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.