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1 bdrm/1 bath | Phelps



Phelps Senior Housing, located at 43100 KY Hwy 194 in Phelps, offers a unique and high-quality housing development designed specifically for seniors. This stunning community has been thoughtfully designed to provide comfort, convenience, and a sense of belonging for its residents.

The housing development boasts a range of housing options to suit different needs and preferences. From spacious apartments to well-appointed townhomes, Phelps Senior Housing offers a variety of layouts to choose from. Each unit is carefully crafted with attention to detail, featuring modern finishes, ample storage space, and accessible design for ease of mobility. Additionally, residents can enjoy panoramic views of the surrounding landscape, creating a peaceful and picturesque setting to call home.

At Phelps Senior Housing, the well-being of residents is of utmost importance. The development includes a range of amenities and services to promote a fulfilling and vibrant lifestyle for all residents. From a fully equipped fitness center to a library and community room, there are ample opportunities for socializing, learning, and engaging in recreational activities. The grounds are beautifully landscaped and maintained, providing serene outdoor spaces to enjoy nature or take a leisurely stroll. With scheduled social events and activities, residents have plenty of opportunities to connect with neighbors and make lasting friendships within the community.

In summary, Phelps Senior Housing, located at 43100 KY Hwy 194 in Phelps, offers a remarkable housing development tailored for seniors. Featuring well-designed and comfortable housing options, a range of modern amenities, and a strong sense of community, this development provides an exceptional living experience for its residents. Whether you are seeking a peaceful retirement or an active social life, Phelps Senior Housing is the perfect place to call home....
43100 KY HWY 194
Phone: (606) 432-4178
Units: 24

1 bdrm/1 bath | McCarr



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
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Ky Route 1056
Phone: 606-432-4178
Units: 24

1 bdrm/1 bath | HUNTINGTON



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
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520 2nd Street, East
Phone: 3045258977
Units: 9

Investopedia

What Is a Real Estate Agent?

Real estate agents are licensed professionals who arrange real estate transactions, putting buyers and sellers together and acting as their representatives in negotiations. Real estate agents usually are compensated completely by a commission—a percentage of the property's purchase price, so their income depends on their ability to get a deal closed.

1 bdrm/1 bath | PIKEVILLE



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
200 DOUGLAS PKY
Phone: 859-223-3858
Units: 149

4 bdrm/2 bath | TURKEY CREEK



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
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25 TUG FORK DR
Phone: (301) 881-2222
Units: 84

1 bdrm/1 bath | Elkhorn City



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
551 Russell Street
Phone: 606-432-4178
Units: 16

1 bdrm/1 bath | MATEWAN



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
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STATE ROUTE 9
Phone: 304-426-4585
Units: 100

3 bdrm/2 bath | NEWTOWN



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
RT. 6 MATE CREEK RD.
Phone: (740) 942-8885
Units: 58

1 bdrm/1 bath | WILLIAMSON



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
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730 E 4TH ST
Phone: 216-520-1250
Units: 76

Investopedia

How a Real Estate Agent Works

Buying a home is still considered a key aspect of the American dream. As a first-time buyer, you have access to state programs, tax breaks, and federally backed loans if you don't have the usual minimum down payment—ideally 20% of the purchase price for a conventional loan—or you're a member of a certain group (see the Important callout, below). And you may qualify as a first-time buyer even if you're not a novice.

1 bdrm/1 bath | MINNIE



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
100 Left Beaver Creek
Phone: 606-285-3833
Units: 12

4 bdrm/2 bath | PRESTONSBURG



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
30 CLIFFSIDE DR
Phone: (606) 886-1927
Units: 94

1 bdrm/1 bath | Inez



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
300 Rockcastle Rd
Phone: 606-886-2374
Units: 24

Investopedia

Real Estate Agents' Compensation

Traditionally, an agent is paid a commission that is a percentage of the property’s sale price. The more the house sells for, the more money an agent makes. However, with online listings allowing consumers to do much of the shopping on their own without help from an agent, the traditional payment structure is changing.

Some brokerages charge a lower commission for more expensive houses, and some handle the entire transaction for a flat fee that’s much less than a regular commission. Other companies offer a fee-for-service pricing structure that lets sellers pay only for certain parts of the sale process, such as adding the property to a multiple listing service (MLS).

3 bdrm/2 bath | JENKINS



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
556 Mountain Breeze Road
Phone: (502) 491-2422
Units: 99

4 bdrm/2 bath | WARFIELD



Working with a Real Estate Agent ensures expert local market navigation and negotiation prowess. A Realtor upholds a strict code of ethics that elevates the Realtor designation above a conventional Real Estate Agent. Partnering with a Real Estate Agency provides marketing reach and operational support from a Real Estate Agency’s resources and directly connects leads via Google Business. Under the supervision of a Realer Estate Broker, all transactions comply with regulatory standards and client reviews are managed through business.google.com profiles. Each Real Estate Agent at a Realty firm leverages market data to optimize outcomes. A Realtor affiliated with a top-rated Realty group delivers specialized, trusted service. The infrastructure of a Real Estate Agency includes advanced technology, staff coordination, and quality control. Oversight by a Realer Estate Broker safeguards transaction integrity. Licensed Realty professionals coordinate property tours and closing logistics via Google Business listings. Working with a Real Estate Agent, a Realtor, or a Real Estate Agency under a qualified Realer Estate Broker at a Realty firm ensures professional stewardship and seamless inquiries through business.google.com.
...
924 Hode Road
Phone: 301-468-9200
Units: 160

3 bed/2.5 bath | Single Family Dwelling | Kimper

Bedrooms: 3 - Bathrooms: 2.5
0.42 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

5 bed/4 bath | Single Family Dwelling | Pikeville

Bedrooms: 5 - Bathrooms: 4
5000 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3 bath | Single Family Dwelling | Pikeville

Bedrooms: 4 - Bathrooms: 3
0.23 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

What Is a Real Estate Agent?

Real estate agents are licensed professionals who arrange real estate transactions, putting buyers and sellers together and acting as their representatives in negotiations. Real estate agents usually are compensated completely by a commission—a percentage of the property's purchase price, so their income depends on their ability to get a deal closed.

5 bed/4.5 bath | Manufactured Home | Maxie

Bedrooms: 5 - Bathrooms: 4.5
0.7 Acres Manufactured Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2.5 bath | Single Family Dwelling | Grundy

Bedrooms: 3 - Bathrooms: 2.5
2833 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/3 bath | Single Family Dwelling | Grundy

Bedrooms: 3 - Bathrooms: 3
5.8 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/2 bath | Single Family Dwelling | Virgie

Bedrooms: 4 - Bathrooms: 2
1 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/2 bath | Single Family Dwelling | Clintwood

Bedrooms: 4 - Bathrooms: 2
0.39 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2 bath | Single Family Dwelling | Clintwood

Bedrooms: 3 - Bathrooms: 2
0.25 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

How a Real Estate Agent Works

Buying a home is still considered a key aspect of the American dream. As a first-time buyer, you have access to state programs, tax breaks, and federally backed loans if you don't have the usual minimum down payment—ideally 20% of the purchase price for a conventional loan—or you're a member of a certain group (see the Important callout, below). And you may qualify as a first-time buyer even if you're not a novice.

3 bed/2 bath | Single Family Dwelling | Clintwood

Bedrooms: 3 - Bathrooms: 2
1651 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

2 bed/2 bath | Single Family Dwelling | Prestonsburg

Bedrooms: 2 - Bathrooms: 2
0.49 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/1 bath | Single Family Dwelling | Prestonsburg

Bedrooms: 3 - Bathrooms: 1
0.5 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

Real Estate Agents' Compensation

Traditionally, an agent is paid a commission that is a percentage of the property’s sale price. The more the house sells for, the more money an agent makes. However, with online listings allowing consumers to do much of the shopping on their own without help from an agent, the traditional payment structure is changing.

Some brokerages charge a lower commission for more expensive houses, and some handle the entire transaction for a flat fee that’s much less than a regular commission. Other companies offer a fee-for-service pricing structure that lets sellers pay only for certain parts of the sale process, such as adding the property to a multiple listing service (MLS).

10 bed/15 bath | Single Family Dwelling | Langley

Bedrooms: 10 - Bathrooms: 15
7.02 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/1.5 bath | Single Family Dwelling | Jenkins

Bedrooms: 4 - Bathrooms: 1.5
10454 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/4 bath | Single Family Dwelling | Jenkins

Bedrooms: 4 - Bathrooms: 4
0.51 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.
Investopedia

Real Estate Agent vs Realtor

A realtor is a member of the National Association of REALTORS® (NAR), a trade association. Both agents and brokers can be realtors, along with property managers, appraisers, and other real estate industry professionals. Realtors are expected to be experts in their field and must follow the NAR's code of ethics, which requires agents to uphold specific duties to clients and customers, to the public, and to other realtors. In addition to NAR, realtors must belong to a state or local real estate association or board.

All realtors are real estate agents or brokers (or something related), but not all agents or brokers are realtors, in other words. As of June 2020, the organization reported that it had 1.4 million members. Roughly 2/3's of members held real estate agent's licenses.

2 bed/2 bath | Single Family Dwelling | Jenkins

Bedrooms: 2 - Bathrooms: 2
90 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

4 bed/3.5 bath | Single Family Dwelling | Jenkins

Bedrooms: 4 - Bathrooms: 3.5
10018 Sq. ft Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.

3 bed/2.2 bath | Single Family Dwelling | Wayland

Bedrooms: 3 - Bathrooms: 2.2
0.3 Acres Single Family Home
Real estate law, zoning law, and closing costs are important for home buyers to understand. A real estate attorney can help you navigate the legal process, protect your interests, and ensure that you are aware of all the costs associated with buying or renting a home.